{\rtf1\adeflang1025\ansi\ansicpg1252\uc1\adeff0\deff0\stshfdbch0\stshfloch37\stshfhich37\stshfbi37\deflang1033\deflangfe1033\themelang1045\themelangfe0\themelangcs0{\fonttbl{\f0\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f1\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0604020202020204}Arial;}
{\f2\fbidi \fmodern\fcharset0\fprq1{\*\panose 02070309020205020404}Courier New;}{\f3\fbidi \froman\fcharset2\fprq2{\*\panose 05050102010706020507}Symbol;}{\f10\fbidi \fnil\fcharset2\fprq2{\*\panose 05000000000000000000}Wingdings;}
{\f34\fbidi \froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria Math;}{\f36\fbidi \froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria;}{\f37\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}
{\f38\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0604030504040204}Tahoma;}{\f39\fbidi \froman\fcharset0\fprq2{\*\panose 00000000000000000000}Minion{\*\falt Times New Roman};}
{\f40\fbidi \froman\fcharset0\fprq2{\*\panose 00000000000000000000}TimesNewRomanPS{\*\falt Times New Roman};}{\f41\fbidi \fswiss\fcharset0\fprq2{\*\panose 00000000000000000000}RotisSansSerif{\*\falt Times New Roman};}
{\f42\fbidi \fswiss\fcharset0\fprq2{\*\panose 00000000000000000000}RotisSansSerif ExtraBold{\*\falt Times New Roman};}{\f43\fbidi \fswiss\fcharset0\fprq2{\*\panose 00000000000000000000}RotisSemiSans{\*\falt Times New Roman};}
{\f44\fbidi \fswiss\fcharset0\fprq2{\*\panose 00000000000000000000}RotisSemiSans ExtraBold{\*\falt Times New Roman};}{\f45\fbidi \froman\fcharset0\fprq2{\*\panose 00000000000000000000}RotisSerif{\*\falt Times New Roman};}
{\f46\fbidi \fmodern\fcharset0\fprq2{\*\panose 00000000000000000000}Kievit-Medium{\*\falt Cambria};}{\f47\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0704030504030204}Arial Rounded MT Bold;}
{\f48\fbidi \fnil\fcharset0\fprq2{\*\panose 02000606040000020004}BodegaSans-Black{\*\falt Cambria};}{\f49\fbidi \fnil\fcharset0\fprq0{\*\panose 00000000000000000000}Jacob HandFont{\*\falt Times New Roman};}
{\f50\fbidi \fdecor\fcharset0\fprq2{\*\panose 00000000000000000000}Symbol PS{\*\falt Stencil};}{\flomajor\f31500\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fdbmajor\f31501\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fhimajor\f31502\fbidi \froman\fcharset0\fprq2{\*\panose 02040503050406030204}Cambria;}
{\fbimajor\f31503\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\flominor\f31504\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fdbminor\f31505\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fhiminor\f31506\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}
{\fbiminor\f31507\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f318\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\f319\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\f321\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\f322\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\f323\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\f324\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\f325\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\f326\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\f328\fbidi \fswiss\fcharset238\fprq2 Arial CE;}{\f329\fbidi \fswiss\fcharset204\fprq2 Arial Cyr;}
{\f331\fbidi \fswiss\fcharset161\fprq2 Arial Greek;}{\f332\fbidi \fswiss\fcharset162\fprq2 Arial Tur;}{\f333\fbidi \fswiss\fcharset177\fprq2 Arial (Hebrew);}{\f334\fbidi \fswiss\fcharset178\fprq2 Arial (Arabic);}
{\f335\fbidi \fswiss\fcharset186\fprq2 Arial Baltic;}{\f336\fbidi \fswiss\fcharset163\fprq2 Arial (Vietnamese);}{\f338\fbidi \fmodern\fcharset238\fprq1 Courier New CE;}{\f339\fbidi \fmodern\fcharset204\fprq1 Courier New Cyr;}
{\f341\fbidi \fmodern\fcharset161\fprq1 Courier New Greek;}{\f342\fbidi \fmodern\fcharset162\fprq1 Courier New Tur;}{\f343\fbidi \fmodern\fcharset177\fprq1 Courier New (Hebrew);}{\f344\fbidi \fmodern\fcharset178\fprq1 Courier New (Arabic);}
{\f345\fbidi \fmodern\fcharset186\fprq1 Courier New Baltic;}{\f346\fbidi \fmodern\fcharset163\fprq1 Courier New (Vietnamese);}{\f658\fbidi \froman\fcharset238\fprq2 Cambria Math CE;}{\f659\fbidi \froman\fcharset204\fprq2 Cambria Math Cyr;}
{\f661\fbidi \froman\fcharset161\fprq2 Cambria Math Greek;}{\f662\fbidi \froman\fcharset162\fprq2 Cambria Math Tur;}{\f665\fbidi \froman\fcharset186\fprq2 Cambria Math Baltic;}{\f666\fbidi \froman\fcharset163\fprq2 Cambria Math (Vietnamese);}
{\f678\fbidi \froman\fcharset238\fprq2 Cambria CE;}{\f679\fbidi \froman\fcharset204\fprq2 Cambria Cyr;}{\f681\fbidi \froman\fcharset161\fprq2 Cambria Greek;}{\f682\fbidi \froman\fcharset162\fprq2 Cambria Tur;}
{\f685\fbidi \froman\fcharset186\fprq2 Cambria Baltic;}{\f686\fbidi \froman\fcharset163\fprq2 Cambria (Vietnamese);}{\f688\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\f689\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}
{\f691\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\f692\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}{\f695\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\f696\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}
{\f698\fbidi \fswiss\fcharset238\fprq2 Tahoma CE;}{\f699\fbidi \fswiss\fcharset204\fprq2 Tahoma Cyr;}{\f701\fbidi \fswiss\fcharset161\fprq2 Tahoma Greek;}{\f702\fbidi \fswiss\fcharset162\fprq2 Tahoma Tur;}
{\f703\fbidi \fswiss\fcharset177\fprq2 Tahoma (Hebrew);}{\f704\fbidi \fswiss\fcharset178\fprq2 Tahoma (Arabic);}{\f705\fbidi \fswiss\fcharset186\fprq2 Tahoma Baltic;}{\f706\fbidi \fswiss\fcharset163\fprq2 Tahoma (Vietnamese);}
{\f707\fbidi \fswiss\fcharset222\fprq2 Tahoma (Thai);}{\flomajor\f31508\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flomajor\f31509\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\flomajor\f31511\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flomajor\f31512\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flomajor\f31513\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fdbmajor\f31518\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbmajor\f31519\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbmajor\f31521\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\fdbmajor\f31522\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbmajor\f31523\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbmajor\f31524\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\fdbmajor\f31525\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbmajor\f31526\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhimajor\f31528\fbidi \froman\fcharset238\fprq2 Cambria CE;}
{\fhimajor\f31529\fbidi \froman\fcharset204\fprq2 Cambria Cyr;}{\fhimajor\f31531\fbidi \froman\fcharset161\fprq2 Cambria Greek;}{\fhimajor\f31532\fbidi \froman\fcharset162\fprq2 Cambria Tur;}
{\fhimajor\f31535\fbidi \froman\fcharset186\fprq2 Cambria Baltic;}{\fhimajor\f31536\fbidi \froman\fcharset163\fprq2 Cambria (Vietnamese);}{\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fbimajor\f31541\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbimajor\f31542\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fbimajor\f31543\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fbimajor\f31544\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbimajor\f31545\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fbimajor\f31546\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\flominor\f31548\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fdbminor\f31558\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhiminor\f31568\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}
{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\fhiminor\f31571\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\fhiminor\f31572\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}
{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\fbiminor\f31578\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fbiminor\f31581\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbiminor\f31582\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fbiminor\f31583\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fbiminor\f31584\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbiminor\f31585\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fbiminor\f31586\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}}{\colortbl;\red0\green0\blue0;\red0\green0\blue255;\red0\green255\blue255;\red0\green255\blue0;\red255\green0\blue255;\red255\green0\blue0;\red255\green255\blue0;
\red255\green255\blue255;\red0\green0\blue128;\red0\green128\blue128;\red0\green128\blue0;\red128\green0\blue128;\red128\green0\blue0;\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;\red1\green255\blue255;}{\*\defchp \f37 }
{\*\defpap \ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 }\noqfpromote {\stylesheet{\ql \li0\ri0\sl280\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 \snext0 \sqformat \spriority10 Normal;}{\s1\ql \li0\ri0\sb240\sa60\sl320\slmult0\keepn\nowidctlpar\wrapdefault\faauto\outlinelevel0\rin0\lin0\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1025 \ltrch\fcs0 
\b\f1\fs28\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 \sbasedon0 \snext1 \slink15 \sqformat heading 1;}{\s3\ql \li0\ri0\sb240\sa60\sl280\slmult0\keepn\nowidctlpar\wrapdefault\faauto\outlinelevel2\rin0\lin0\itap0 \rtlch\fcs1 \af1\afs24\alang1025 
\ltrch\fcs0 \f1\fs24\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 \sbasedon0 \snext3 \slink16 \sqformat heading 3;}{\*\cs10 \additive \sunhideused \spriority1 Default Paragraph Font;}{\*
\ts11\tsrowd\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv 
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af37\afs20\alang1025 \ltrch\fcs0 \f37\fs20\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext11 \ssemihidden \sunhideused Normal Table;}{\*\cs15 
\additive \rtlch\fcs1 \af0 \ltrch\fcs0 \b\f36\fs32\kerning32 \sbasedon10 \slink1 \slocked \spriority9 Overskrift 1 Tegn;}{\*\cs16 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \b\f36\fs26 \sbasedon10 \slink3 \slocked \ssemihidden \spriority9 Overskrift 3 Tegn;}{
\s17\qj \li0\ri0\sb280\sl-280\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 \f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext17 a1f [f/a1/f];}{\s18\qj \li0\ri0\sl-60\slmult0
\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs4\alang1025 \ltrch\fcs0 \f45\fs4\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext18 2 pkt;}{\s19\qj \fi283\li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 \f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext19 a1 [f/a1/];}{\s20\qj \li0\ri0\sl-280\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 
\rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 \f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext20 a1f- [f/a1/f-];}{\s21\qj \fi-283\li283\ri0\sl-280\slmult0\nowidctlpar\tx283\wrapdefault\faauto\rin0\lin283\itap0 \rtlch\fcs1 
\af45\afs21\alang1025 \ltrch\fcs0 \f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext21 a1i [f/a1/i];}{\s22\qj \fi-283\li283\ri0\sl-280\slmult0\nowidctlpar\tx283\wrapdefault\faauto\rin0\lin283\itap0 \rtlch\fcs1 \af45\afs21\alang1025 
\ltrch\fcs0 \f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext22 a1if [f/a1/if];}{\s23\qj \li0\ri0\sl280\slmult0\nowidctlpar\tx283\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 
\f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext23 a1sf [f/a1/sf];}{\s24\ql \li0\ri0\sl200\slmult0\nowidctlpar\tx454\tx850\tx7200\tx7920\tx8640\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af44\afs20\alang1025 \ltrch\fcs0 
\caps\f44\fs20\expnd2\expndtw10\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext24 a1t [f/a1/t];}{\s25\qr \li0\ri0\sl-600\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs40\alang1025 \ltrch\fcs0 
\f45\fs40\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext25 Alfa;}{\s26\ql \li0\ri0\sl240\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 
\sbasedon0 \snext26 \slink27 annotation text;}{\*\cs27 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs20 \sbasedon10 \slink26 \slocked \ssemihidden Merknadstekst Tegn;}{\s28\ql \li0\ri0\sb600\sl-600\slmult0\nowidctlpar
\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af48\afs48\alang1025 \ltrch\fcs0 \f48\fs48\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext28 Avisoverskrift;}{\s29\ql \li0\ri0\sl240\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 
\rtlch\fcs1 \ab\af0\afs20\alang1025 \ltrch\fcs0 \b\fs20\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 \sbasedon26 \snext29 \slink30 annotation subject;}{\*\cs30 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \b\f0\fs20 
\sbasedon27 \slink29 \slocked \ssemihidden Kommentaremne Tegn;}{\*\cs31 \additive \b\f0\fs20\lang0\langfe1045\langnp0\langfenp1045 \ssemihidden Comment Subject Char17;}{\*\cs32 \additive \b\f0\fs20\lang0\langfe1045\langnp0\langfenp1045 \ssemihidden 
Kommentaremne Tegn1;}{\*\cs33 \additive \b\f0\fs20\lang0\langfe1045\langnp0\langfenp1045 \ssemihidden Comment Subject Char1;}{\*\cs34 \additive \b\f0\fs20\lang0\langfe1045\langnp0\langfenp1045 \ssemihidden Comment Subject Char16;}{\*\cs35 \additive 
\b\f0\fs20\lang0\langfe1045\langnp0\langfenp1045 \ssemihidden Comment Subject Char15;}{\*\cs36 \additive \b\f0\fs20\lang0\langfe1045\langnp0\langfenp1045 \ssemihidden Comment Subject Char14;}{\*\cs37 \additive 
\b\f0\fs20\lang0\langfe1045\langnp0\langfenp1045 \ssemihidden Comment Subject Char13;}{\*\cs38 \additive \b\f0\fs20\lang0\langfe1045\langnp0\langfenp1045 \ssemihidden Comment Subject Char12;}{\*\cs39 \additive 
\b\f0\fs20\lang0\langfe1045\langnp0\langfenp1045 \ssemihidden Comment Subject Char11;}{\s40\ql \li0\ri0\sb560\sa560\sl280\slmult0\keepn\nowidctlpar\tx454\tx7200\tx7920\tx8640\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af47\afs24\alang1025 
\ltrch\fcs0 \f47\fs24\cf17\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext40 Avsnittsoverskrift;}{\s41\qj \li0\ri0\sl-280\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs21\alang1025 \ltrch\fcs0 
\f40\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext41 Avistekst;}{\s42\ql \li0\ri0\sl200\slmult0\nowidctlpar\tx453\tx680\tx7200\tx7920\tx8640\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af2\afs18\alang1025 \ltrch\fcs0 
\caps\f2\fs18\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext42 Avsnittstittel;}{\s43\qj \fi283\li0\ri0\sl-280\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 
\f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext43 b1 [f/b1/];}{\s44\qj \li0\ri0\sb280\sl-280\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 
\f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext44 b1f [f/b1/f];}{\s45\qj \li0\ri0\sl-280\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 
\f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext45 b1f- [f/b1/f-];}{\s46\qj \li0\ri0\sl-280\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 
\f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext46 b1f- [f/b1/f];}{\s47\qj \fi-284\li482\ri0\sl-280\slmult0\nowidctlpar\tx482\wrapdefault\faauto\rin0\lin482\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 
\f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext47 b1i [f/b1/i];}{\s48\qj \fi-284\li482\ri0\sl-280\slmult0\nowidctlpar\tx482\wrapdefault\faauto\rin0\lin482\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 
\f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext48 b1if [f/b1/if];}{\s49\qj \fi-283\li283\ri0\sl-280\slmult0\nowidctlpar\tx283\wrapdefault\faauto\rin0\lin283\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 
\f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext49 b1if [f/b1/if] u bullet;}{\s50\ql \li0\ri0\sl200\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af38\afs16\alang1025 \ltrch\fcs0 
\f38\fs16\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 \sbasedon0 \snext50 \slink51 Balloon Text;}{\*\cs51 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \f38\fs16 \sbasedon10 \slink50 \slocked \ssemihidden Bobletekst Tegn;}{\s52\qj \li0\ri0\sl240\slmult0
\nowidctlpar\tx454\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 \sbasedon0 \snext52 \slink55 Body Text;}{\*\cs53 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang1044\langfe1045\langnp1044\langfenp1045 \sbasedon10 \ssemihidden Br\'f8dtekst Tegn;}{\s54\qr \li0\ri0\sl-200\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs16\alang1025 \ltrch\fcs0 
\fs16\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext54 Body;}{\*\cs55 \additive \f0 \slink52 \slocked \ssemihidden Br\'f8dtekst Tegn4;}{\*\cs56 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang0\langfe1045\langnp0\langfenp1045 
\sbasedon10 \ssemihidden Body Text Char;}{\*\cs57 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang0\langfe1045\langnp0\langfenp1045 \sbasedon10 \ssemihidden Br\'f8dtekst Tegn3;}{\*\cs58 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang0\langfe1045\langnp0\langfenp1045 \sbasedon10 \ssemihidden Body Text Char3;}{\*\cs59 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang0\langfe1045\langnp0\langfenp1045 \sbasedon10 \ssemihidden Body Text Char10;}{\*\cs60 \additive 
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang0\langfe1045\langnp0\langfenp1045 \sbasedon10 \ssemihidden Body Text Char9;}{\*\cs61 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang0\langfe1045\langnp0\langfenp1045 \sbasedon10 \ssemihidden 
Body Text Char8;}{\*\cs62 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang0\langfe1045\langnp0\langfenp1045 \sbasedon10 \ssemihidden Body Text Char7;}{\*\cs63 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang0\langfe1045\langnp0\langfenp1045 \sbasedon10 \ssemihidden Body Text Char6;}{\*\cs64 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang0\langfe1045\langnp0\langfenp1045 \sbasedon10 \ssemihidden Body Text Char5;}{\*\cs65 \additive 
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang0\langfe1045\langnp0\langfenp1045 \sbasedon10 \ssemihidden Body Text Char4;}{\*\cs66 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang0\langfe1045\langnp0\langfenp1045 \sbasedon10 \ssemihidden 
Br\'f8dtekst Tegn2;}{\*\cs67 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang0\langfe1045\langnp0\langfenp1045 \sbasedon10 \ssemihidden Body Text Char1;}{\*\cs68 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\f0\fs24\lang0\langfe1045\langnp0\langfenp1045 \sbasedon10 \ssemihidden Body Text Char2;}{\*\cs69 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang1044\langfe0\langnp1044\langfenp0 \sbasedon10 \ssemihidden Br\'f8dtekst Tegn1;}{\*\cs70 \additive 
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang1044\langfe0\langnp1044\langfenp0 \sbasedon10 \ssemihidden Br\'f8dtekst Tegn12;}{\*\cs71 \additive \f0\fs24\lang1044\langfe0\langnp1044\langfenp0 \ssemihidden Br\'f8dtekst Tegn11;}{
\s72\ql \fi-283\li283\ri0\sl280\slmult0\nowidctlpar\tx283\wrapdefault\faauto\rin0\lin283\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext72 Bulleted;}{\s73\qj \li0\ri0\sl-60\slmult0
\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs4\alang1025 \ltrch\fcs0 \f45\fs4\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext73 Blankside;}{\s74\qj \li0\ri0\sl240\slmult0\nowidctlpar
\tx454\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext74 Br\'f8dtekst1;}{\s75\qj \li454\ri0\sl220\slmult0\nowidctlpar
\tx680\tx850\tx7200\tx7920\tx8640\wrapdefault\faauto\rin0\lin454\itap0 \rtlch\fcs1 \af1\afs20\alang1025 \ltrch\fcs0 \f1\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext75 Br\'afdtekst figur/tabe;}{\s76\ql \li0\ri0\sl280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext76 CellBody;}{\s77\qc \li0\ri0\sl280\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 
\rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext77 CellHeading;}{\s78\qj \fi198\li0\ri0\sl-280\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs21\alang1025 
\ltrch\fcs0 \f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext78 Eksempel b1;}{\s79\qj \li0\ri0\sl-280\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 
\f45\fs21\expndtw-2\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext79 Eksempel b1-;}{\s80\ql \li0\ri0\sl220\slmult0\nowidctlpar\tx453\tx850\tx7200\tx7920\tx8640\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af2\afs18\alang1025 \ltrch\fcs0 
\caps\f2\fs18\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext80 Eksempel  tittel  br\'f8dtekst;}{\s81\qr \li0\ri0\sb100\sl-220\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af41\afs18\alang1025 \ltrch\fcs0 
\f41\fs18\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext81 f1k [f/f1/k];}{\s82\qj \li454\ri0\sl180\slmult0\nowidctlpar\tx454\tx850\tx7200\tx7920\tx8640\wrapdefault\faauto\rin0\lin454\itap0 \rtlch\fcs1 \af0\afs16\alang1025 \ltrch\fcs0 
\caps\fs16\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext82 Figur/tabell/PA;}{\s83\ql \li0\ri0\sl280\slmult0\nowidctlpar\tqc\tx4153\tqr\tx7937\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 \sbasedon0 \snext83 \slink84 footer;}{\*\cs84 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \f0 \sbasedon10 \slink83 \slocked \ssemihidden Bunntekst Tegn;}{
\s85\ql \fi-283\li283\ri0\sb280\sa280\sl280\slmult0\nowidctlpar\tx283\wrapdefault\faauto\rin0\lin283\itap0 \rtlch\fcs1 \af43\afs21\alang1025 \ltrch\fcs0 \f43\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext85 formel losning;}{
\s86\ql \fi-284\li567\ri283\sl240\slmult0\nowidctlpar\tx567\wrapdefault\faauto\rin283\lin567\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext86 Footnote;}{
\s87\ql \fi-567\li567\ri0\sb280\sa280\sl280\slmult0\nowidctlpar\tx567\wrapdefault\faauto\rin0\lin567\itap0 \rtlch\fcs1 \af43\afs21\alang1025 \ltrch\fcs0 \f43\fs21\cf17\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext87 formel;}{
\s88\ql \li567\ri0\sb160\sa280\sl280\slmult0\nowidctlpar\tx283\wrapdefault\faauto\rin0\lin567\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 \f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext88 formel u nr;}{
\s89\qr \li0\ri0\sl280\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af43\afs21\alang1025 \ltrch\fcs0 \f43\fs21\cf17\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext89 Formelnummer punktliste;}{\s90\qj \li0\ri0\sl-260\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af42\afs20\alang1025 \ltrch\fcs0 \f42\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext90 h1f [f/h1/f];}{\s91\qj \li0\ri0\sl-260\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af42\afs20\alang1025 \ltrch\fcs0 \f42\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext91 h1f- [f/h1/f-];}{\s92\ql \li0\ri0\sl280\slmult0\nowidctlpar
\tqc\tx4153\tqr\tx7937\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 \sbasedon0 \snext92 \slink93 header;}{\*\cs93 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \f0 
\sbasedon10 \slink92 \slocked \ssemihidden Topptekst Tegn;}{\s94\ql \li0\ri0\sb120\sl280\slmult0\keepn\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af0\afs24\alang1025 \ltrch\fcs0 
\b\fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext94 HeadingRunIn;}{\s95\ql \li0\ri0\sb280\sa120\sl320\slmult0\keepn\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af0\afs28\alang1025 \ltrch\fcs0 
\b\fs28\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext95 Heading1;}{\s96\ql \li0\ri0\sb240\sa60\sl280\slmult0\keepn\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af0\afs24\alang1025 \ltrch\fcs0 
\b\fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext96 Heading2;}{\s97\ql \li283\ri0\sl280\slmult0\nowidctlpar\tx283\wrapdefault\faauto\rin0\lin283\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext97 Indented;}{\s98\ql \li0\ri0\sl-260\slmult0\nowidctlpar\tx283\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af41\afs20\alang1025 \ltrch\fcs0 
\f41\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext98 k1f- [f/k1/f-];}{\s99\ql \li0\ri0\sl-260\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af43\afs20\alang1025 \ltrch\fcs0 
\b\f43\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext99 k1t [f/k1/t];}{\s100\qj \li0\ri0\sl-60\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af39\afs4\alang1025 \ltrch\fcs0 
\f39\fs4\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext100 kd [s/k/d];}{\s101\qr \fi425\li0\ri0\sb1980\sl-680\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af46\afs56\alang1025 \ltrch\fcs0 
\f46\fs56\cf3\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext101 kn [s/k/n];}{\s102\ql \fi-794\li794\ri0\sb1980\sa1360\sl680\slmult0\keepn\nowidctlpar\tqr\tx567\tx794\wrapdefault\faauto\rin0\lin794\itap0 \rtlch\fcs1 \af46\afs56\alang1025 
\ltrch\fcs0 \f46\fs56\cf17\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext102 kt;}{\s103\ql \li0\ri0\sb1980\sa1360\sl680\slmult0\keepn\nowidctlpar\tqr\tx567\tx794\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af46\afs56\alang1025 \ltrch\fcs0 
\f46\fs56\cf17\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext103 kt [s/k/t];}{\s104\qj \li0\ri0\sb300\sl-280\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ai\af45\afs21\alang1025 \ltrch\fcs0 
\i\f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext104 l1f [f/l1/f];}{\s105\qj \li0\ri0\sl-280\slmult0\nowidctlpar\tx283\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af41\afs21\alang1025 \ltrch\fcs0 
\f41\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext105 Losning bi;}{\s106\ql \fi-794\li794\ri0\sb960\sl480\slmult0\keepn\nowidctlpar\tqr\tx567\tx794\wrapdefault\faauto\rin0\lin794\itap0 \rtlch\fcs1 \af46\afs40\alang1025 \ltrch\fcs0 
\f46\fs40\cf17\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext106 m1;}{\s107\ql \fi-794\li794\ri0\sb960\sl480\slmult0\keepn\nowidctlpar\tqr\tx567\tx794\wrapdefault\faauto\rin0\lin794\itap0 \rtlch\fcs1 \af46\afs40\alang1025 \ltrch\fcs0 
\f46\fs40\cf3\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext107 m1 [m/m/1];}{\s108\ql \fi-794\li794\ri0\sb760\sl380\slmult0\keepn\nowidctlpar\tqr\tx567\tx794\wrapdefault\faauto\rin0\lin794\itap0 \rtlch\fcs1 \af46\afs32\alang1025 \ltrch\fcs0 
\f46\fs32\cf17\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext108 m2 [m/m/2];}{\s109\qj \li0\ri0\sb280\sa280\sl-280\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\cf6\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext109 m6 [m/m/6];}{\s110\qj \li0\ri0\sb40\sl-240\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af41\afs20\alang1025 \ltrch\fcs0 
\f41\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext110 mf [m/m/f];}{\s111\qj \li0\ri0\sb240\sl-240\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af41\afs20\alang1025 \ltrch\fcs0 
\f41\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext111 mt;}{\s112\qj \li0\ri0\sb240\sl-240\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af41\afs20\alang1025 \ltrch\fcs0 
\f41\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext112 mt [m/m/t];}{\s113\qj \li0\ri0\sl-240\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af41\afs20\alang1025 \ltrch\fcs0 
\f41\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext113 mt- [m/m/t-];}{\s114\ql \li0\ri0\sl-220\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af41\afs18\alang1025 \ltrch\fcs0 
\f41\fs18\cf17\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext114 nettadresse;}{\s115\ql \fi-283\li283\ri0\sl280\slmult0\nowidctlpar\tx283\wrapdefault\faauto\rin0\lin283\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext115 Numbered;}{\s116\ql \fi-283\li283\ri0\sl280\slmult0\nowidctlpar\tx283\wrapdefault\faauto\rin0\lin283\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext116 Numbered1;}{\s117\qj \fi283\li0\ri0\sl-280\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af41\afs21\alang1025 \ltrch\fcs0 
\f41\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext117 Oppgave b1;}{\s118\qj \li0\ri0\sb280\sl-280\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af41\afs21\alang1025 \ltrch\fcs0 
\f41\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext118 Oppgave b1f;}{\s119\qj \li0\ri0\sl-280\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af41\afs21\alang1025 \ltrch\fcs0 
\f41\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext119 Oppgave b1f-;}{\s120\qj \fi-283\li283\ri0\sl-280\slmult0\nowidctlpar\tx283\wrapdefault\faauto\rin0\lin283\itap0 \rtlch\fcs1 \af41\afs21\alang1025 \ltrch\fcs0 
\f41\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext120 Oppgave bi;}{\s121\qj \fi-284\li567\ri0\sl-280\slmult0\nowidctlpar\tx567\wrapdefault\faauto\rin0\lin567\itap0 \rtlch\fcs1 \af41\afs21\alang1025 \ltrch\fcs0 
\f41\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext121 Oppgave bi nivaa 2;}{\s122\qr \li0\ri0\sb280\sa560\sl280\slmult0\keepn\nowidctlpar\tx454\tx7200\tx7920\tx8640\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af44\afs24\alang1025 
\ltrch\fcs0 \f44\fs24\cf17\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext122 oppgavenummer;}{\s123\qr \li0\ri0\sb280\sa560\sl280\slmult0\keepn\nowidctlpar\tx454\tx7200\tx7920\tx8640\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 
\af44\afs24\alang1025 \ltrch\fcs0 \f44\fs24\cf17\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext123 oppgavenummer1;}{\s124\qj \li0\ri0\sl-360\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af49\afs40\alang1025 \ltrch\fcs0 
\f49\fs40\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext124 p1f [f/p1/f];}{\s125\ql \li0\ri0\sl240\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af2\afs20\alang1025 \ltrch\fcs0 
\f2\fs20\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 \sbasedon0 \snext125 \slink126 Plain Text;}{\*\cs126 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \f2\fs20 \sbasedon10 \slink125 \slocked \ssemihidden Ren tekst Tegn;}{\s127\qc \li0\ri0\sl-240\slmult0
\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af37\afs20\alang1025 \ltrch\fcs0 \b\f37\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext127 Regneark titler;}{\s128\ql \li0\ri0\sl-240\slmult0\nowidctlpar
\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af37\afs20\alang1025 \ltrch\fcs0 \f37\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext128 Regneark;}{\s129\qr \li0\ri0\sl-240\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 
\rtlch\fcs1 \af37\afs20\alang1025 \ltrch\fcs0 \f37\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext129 Regneark tall;}{\s130\qj \li567\ri0\sb300\sl-280\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin567\itap0 \rtlch\fcs1 
\ai\af45\afs21\alang1025 \ltrch\fcs0 \i\f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext130 s1f [f/s1/f];}{\s131\qr \li0\ri0\sl-260\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af41\afs20\alang1025 
\ltrch\fcs0 \f41\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext131 Tabell hoyre;}{\s132\ql \fi-284\li567\ri283\sl240\slmult0\nowidctlpar\tx567\wrapdefault\faauto\rin283\lin567\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext132 TableFootnote;}{\s133\qc \li0\ri0\sl280\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af0\afs24\alang1025 \ltrch\fcs0 
\b\fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext133 TableTitle;}{\s134\qc \li0\ri0\sb480\sa240\sl480\slmult0\keepn\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af0\afs36\alang1025 \ltrch\fcs0 
\b\fs36\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 \sbasedon0 \snext134 \slink135 \sqformat Title;}{\*\cs135 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \b\f36\fs32\kerning28 \sbasedon10 \slink134 \slocked \spriority10 Tittel Tegn;}{
\s136\qj \li0\ri0\sl-280\slmult0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext136 xp1h [x/xp1/h];}{\s137\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext137 xk1h [x/xk1/h];}{\s138\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext138 xk1v [x/xk1/v];}{\s139\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext139 xp1v [x/xp1/v];}{\s140\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext140 zk1f [z/zk1/f];}{\s141\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext141 zk1f- [z/zk1/f-];}{\s142\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext142 zt1f [z/zt1/f];}{\s143\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext143 zt1p [z/zt1/p];}{\s144\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext144 zt1t [z/zt1/t];}{\s145\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext145 zt1u [z/zt1/u];}{\s146\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext146 zt1x [z/zt1/x];}{\s147\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext147 zt2f [z/zt2/f];}{\s148\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext148 zt2p [z/zt2/p];}{\s149\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext149 zt2t [z/zt2/t];}{\s150\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext150 zt2u [z/zt2/u];}{\s151\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext151 zt2x [z/zt2/x];}{\s152\ql \li0\ri0\sl200\slmult0\nowidctlpar
\tx454\tx850\tx7200\tx7920\tx8640\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af44\afs20\alang1025 \ltrch\fcs0 \caps\f44\fs20\expnd2\expndtw10\cf8\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext152 Eksempeltittel;}{
\s153\ql \li0\ri0\sl-260\slmult0\nowidctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af41\afs20\alang1025 \ltrch\fcs0 \f41\fs20\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext153 Tabell venstre;}{\s154\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext154 Mapping Table Title;}{\s155\ql \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext155 Mapping Table Cell;}{\s156\qj \li0\ri0\sl-280\slmult0
\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 \snext156 2pt;}{\*\cs157 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \fs16\cf1 \sbasedon10 
annotation reference;}{\*\cs158 \additive \cf17 Bokfarge;}{\*\cs159 \additive \f3\fs22\cf1 Bullet1;}{\*\cs160 \additive \f2\fs22\cf1 Bullet2;}{\*\cs161 \additive \f3\fs22\cf1 Bullet3;}{\*\cs162 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \i 
\sbasedon10 \sqformat Emphasis;}{\*\cs163 \additive \i EquationVariables;}{\*\cs164 \additive \b Fet;}{\*\cs165 \additive \b\caps\f37\fs20\cf1 Fet regneark;}{\*\cs166 \additive \caps\f44\fs19\cf1 Fet tabell;}{\*\cs167 \additive \rtlch\fcs1 \af0 
\ltrch\fcs0 \i\f45\fs21\cf1 \sbasedon10 Hyperlink;}{\*\cs168 \additive \i Italic;}{\*\cs169 \additive \i\dn3 ItalicSubscript;}{\*\cs170 \additive \cf6 Kommentar;}{\*\cs171 \additive \b\f41\fs21\cf1 Oppgave a  b  c ...;}{\*\cs172 \additive \rtlch\fcs1 
\af0 \ltrch\fcs0 \cf1 \sbasedon10 page number;}{\*\cs173 \additive \dn3 Subscript;}{\*\cs174 \additive \up3 Superscript;}{\*\cs175 \additive \f50 SymbolPS;}{\*\cs176 \additive \ul UnderlineSingle;}{\s177\ql \fi283\li0\ri0\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs22\lang1024\langfe1024\cgrid\noproof\langnp1044\langfenp1044 \snext177 \slink178 \spriority0 \styrsid9315718 Br\'f8d1/ [f/b1/];}{\*
\cs178 \additive \f0\fs20\lang1024\langfe1024\noproof\langfenp1044 \slink177 \slocked \spriority0 \styrsid9315718 Br\'f8d1/ [f/b1/] Char;}{\*\cs179 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf12 \sbasedon10 \styrsid15091998 FollowedHyperlink;}{
\s180\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 \snext180 \shidden \ssemihidden \styrsid10880590 Revision;}{\*
\ts181\tsrowd\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv 
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \f37\fs20\lang1044\langfe1033\cgrid\langnp1044\langfenp1033 \sbasedon11 \snext181 \spriority59 \styrsid6229988 Table Grid;}}
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\rsid14640046\rsid14681549\rsid14691836\rsid14754783\rsid14766592\rsid14772984\rsid14837126\rsid14952997\rsid14970104\rsid15039610\rsid15078935\rsid15079939\rsid15091998\rsid15149538\rsid15169087\rsid15215658\rsid15271891\rsid15287549\rsid15298843
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\rsid16386942\rsid16465524\rsid16532835\rsid16646226\rsid16652192\rsid16661280\rsid16727992\rsid16743597}{\mmathPr\mmathFont34\mbrkBin0\mbrkBinSub0\msmallFrac0\mdispDef1\mlMargin0\mrMargin0\mdefJc1\mwrapIndent1440\mintLim0\mnaryLim1}{\info{\author PIG}
{\doccomm DCL filter dwrtf, Ver 3.3 m206 r292}{\operator Malgorzata Golinska}{\creatim\yr2015\mo11\dy24\hr10\min39}{\revtim\yr2015\mo11\dy24\hr12\min46}{\version5}{\edmins9}{\nofpages2}{\nofwords406}{\nofchars2319}{\*\company Norges Handelsh\'f8yskole}
{\nofcharsws2720}{\vern49167}}{\*\xmlnstbl {\xmlns1 http://schemas.microsoft.com/office/word/2003/wordml}}\paperw9638\paperh13606\margl850\margr851\margt1020\margb1417\gutter0\ltrsect 
\facingp\deftab0\widowctrl\ftnbj\aenddoc\pgnstart115\hyphhotz425\trackmoves0\trackformatting1\donotembedsysfont0\relyonvml0\donotembedlingdata1\grfdocevents0\validatexml0\showplaceholdtext0\ignoremixedcontent0
\saveinvalidxml0\showxmlerrors0\notabind\sprsspbf\horzdoc\dghspace120\dgvspace120\dghorigin1701\dgvorigin1984\dghshow0\dgvshow3\jcompress\viewkind1\viewscale100\rsidroot6310241\viewbksp1 \fet0{\*\wgrffmtfilter 2450}\ilfomacatclnup0\ltrpar \sectd \ltrsect
\pgnrestart\pgnstarts115\linex0\headery708\footery708\colsx708\sectdefaultcl\sftnbj {\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang 
{\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7
\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar
\s108\ql \li0\ri0\sb560\sl380\slmult0\keepn\widctlpar\tqr\tx567\tx794\wrapdefault\faauto\rin0\lin0\itap0\pararsid10763564 \rtlch\fcs1 \af46\afs32\alang1025 \ltrch\fcs0 \f46\fs32\cf17\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 {\rtlch\fcs1 \af46 
\ltrch\fcs0 \lang1044\langfe1045\langnp1044\insrsid7696855\charrsid7086846 \tab }{\rtlch\fcs1 \af46 \ltrch\fcs0 \lang1044\langfe1045\langnp1044\insrsid14837126\charrsid7086846 Annuitetens sluttverdi
\par }\pard\plain \ltrpar\s45\qj \li0\ri0\sl280\slmult0\widctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 \f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid14754783\charrsid4538153 I l\'e6reboken behandler vi }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 sluttverdi og n\'e5verdi av ett bel\'f8p, n\'e5
verdi av en annuitet }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid7606010\charrsid4538153 (mange, like bel\'f8p) }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 
samt overgangen fra n\'e5verdi til annuitet. For \'e5 komplettere bildet gjennomg\'e5r vi derfor }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 slut}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid3962299\charrsid4538153 tverdien av en }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 annuitet}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 , dvs. verdi p\'e5 tidspunkt }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 T}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153  av \'e5 avsette }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 X}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153  \'e5rlig over }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 T}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153  \'e5r til rente }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 r}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 .
\par }\pard\plain \ltrpar\s18\qj \li0\ri0\sb240\sl60\slmult0\widctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs4\alang1025 \ltrch\fcs0 \f45\fs4\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 
\f0\fs21\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts181\trrh440\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth1\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4538153\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth7143\clshdrawnil \cellx7035\pard\plain \ltrpar\s24\ql \li240\ri240\sb160\sa80\sl200\slmult0\widctlpar\intbl\tx0\tx694\tx1090\tx7440\tx8160\tx8880\wrapdefault\faauto\rin240\lin240\yts181 \rtlch\fcs1 \af44\afs20\alang1025 
\ltrch\fcs0 \caps\f44\fs20\expnd2\expndtw10\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \f0\fs21\lang1044\langfe1045\langnp1044\insrsid14754783\charrsid4538153 Eksempel 3.30}{\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 
\f0\fs21\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 \cell }\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \fs21\insrsid14837126\charrsid4538153 \trowd \irow0\irowband0\ltrrow\ts181\trrh440\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 
\trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4538153\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 
\clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth7143\clshdrawnil \cellx7035\row \ltrrow}\trowd \irow1\irowband1\lastrow \ltrrow\ts181\trrh2290\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 
\trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4538153\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 
\clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth7143\clshdrawnil \cellx7035\pard\plain \ltrpar\s20\qj \li240\ri240\sb240\sa160\sl280\slmult0\widctlpar\intbl\wrapdefault\faauto\rin240\lin240\yts181 \rtlch\fcs1 
\af45\afs21\alang1025 \ltrch\fcs0 \f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 Idunn har nettopp har fylt 10\~\'e5r, og foreldrene planlegger 
\'e5 opprette et studiefond for henne.}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid7086846\charrsid4538153  Tanken er \'e5 sette av 15\~000 kr}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153  \'e5rlig de neste 8 \'e5rene, f\'f8rste gang p\'e5 Idunns }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid3962299\charrsid4538153 11-\'e5rsdag. Pengene investeres
}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153  i denne peri}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid3962299\charrsid4538153 oden av forvaltningsselskapet Maxim}{
\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 , som forvente}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid3962299\charrsid4538153 r \'e5 gi 7\~% \'e5rsrente}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 . Innest\'e5ende p\'e5 studiefondet vil bli utbetalt i sin helhet p\'e5 Idunns 18-\'e5rsdag. Foreldrene \'f8nsker \'e5 vite hva forventet verdi p\'e5 studi}{\rtlch\fcs1 \af0 
\ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid3962299\charrsid4538153 efondet vil v\'e6re p\'e5 utbetalingsdagen}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 . I dette regnestykket velger de \'e5
 se bort fra skatt.\cell }\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 {\rtlch\fcs1 
\af0\afs21 \ltrch\fcs0 \fs21\insrsid14837126\charrsid4538153 \trowd \irow1\irowband1\lastrow \ltrrow\ts181\trrh2290\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4538153\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth7143\clshdrawnil \cellx7035\row }\pard \ltrpar\ql \li0\ri0\sl-240\slmult0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 \fs21\insrsid14837126\charrsid4538153 \~
\par }\pard\plain \ltrpar\s44\qj \li0\ri0\sb280\sl280\slmult0\widctlpar\tx198\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 \f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 Vi har allerede alt vi trenger til \'e5 sette opp det generelle uttrykket for sluttverdien av en annuitet (}{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\i\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 SVA}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 ). Den enkleste m\'e5ten \'e5 beregne dette p\'e5 er f\'f8rst \'e5 omgj\'f8
re kontantstr\'f8mmen p\'e5 }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 T}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153  elementer \'e0 }{
\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 X}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153  kroner til en n\'e5verdi p\'e5
 tidspunkt null. Deretter f\'f8res dette ene n\'e5verditallet frem fra tidspunkt null til tidspunkt }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 T}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153  ved sluttverdiberegning av ett bel\'f8p. Vi kan derfor kombinere n\'e5verdiuttrykket for en annuitet }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid9246184\charrsid4538153 fra }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 (3.10) og sluttverdiuttrykket for et enkelt bel\'f8p }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid9246184\charrsid4538153 fra }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 (3.3):
\par }\pard\plain \ltrpar\s88\ql \li567\ri0\sb160\sa280\sl280\slmult0\widctlpar\tx283\wrapdefault\faauto\rin0\lin567\itap0 \rtlch\fcs1 \af45\afs21\alang1025 \ltrch\fcs0 \f45\fs21\lang1045\langfe1045\cgrid\langnp1045\langfenp1045 {\pard\plain \ltrpar
\s88\ql \li567\ri0\sb160\sa280\sl280\slmult0\widctlpar\tx283\wrapdefault\faauto\rin0\lin567\itap0 \rtlch\fcs1 \af0\afs21\alang1025 \ltrch\fcs0 \fs21\lang1044\langfe1045\cgrid\langnp1044\langfenp1045\insrsid2699760\charrsid4538153 {\object\objemb
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\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 for rentesatser fra 1\~% til og med 30\~% og periodelengder fra 1 til og med 16. Tabellen viser alts\'e5 sluttverdien etter }{\rtlch\fcs1 \ai\af0 \ltrch\fcs0 
\i\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 T}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153  perioder av en \'e5rlig annuitet p\'e5 1 krone n\'e5r rentesatsen er }{\rtlch\fcs1 
\ai\af0 \ltrch\fcs0 \i\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 r}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153  pr. periode. }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid16257449\charrsid4538153 Du kan ogs\'e5 }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14681549\charrsid4538153 bruke }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid7086846\charrsid4538153 FV-}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid16257449\charrsid4538153 knappen p\'e5 }{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid10763564\charrsid4538153 finans}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid16257449\charrsid4538153 kalkulatoren}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid1537722\charrsid4538153 .}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 
\par }\pard\plain \ltrpar\ql \li0\ri0\sl-120\slmult0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1044\langfe1045\cgrid\langnp1044\langfenp1045 {\rtlch\fcs1 \af0\afs21 \ltrch\fcs0 
\fs21\insrsid14837126\charrsid4538153 \~
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\trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4538153\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 
\clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth7143\clshdrawnil \cellx7035\pard\plain \ltrpar\s20\qj \li240\ri240\sb240\sl280\slmult0\widctlpar\intbl\wrapdefault\faauto\rin240\lin240\yts181 \rtlch\fcs1 \af45\afs21\alang1025 
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\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153  er planen \'e5 sette inn 15\~000\~\'e5rlig de neste \'e5tte \'e5rene, f\'f8rste gang om ett \'e5r. Med}{\rtlch\fcs1 \af0 \ltrch\fcs0 
\f0\lang1044\langfe1045\langnp1044\insrsid14754783\charrsid4538153  rentesats p\'e5 7\~% inneb\'e6rer (3.40) og (3.4}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 1) at Idunn p\'e5 sin 18-\'e5rsdag har f
\'f8lgende forventet verdi p\'e5 studiefondet:
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\f0\lang1044\langfe1045\langnp1044\insrsid7086846\charrsid4538153 oder for \'e5 ha en sluttverdi p\'e5 \'e9}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 n krone n\'e5r renten er }{\rtlch\fcs1 \ai\af0 
\ltrch\fcs0 \i\f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153 r\~%}{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\lang1044\langfe1045\langnp1044\insrsid14837126\charrsid4538153  pr. periode. Anta at du \'f8nsker 100\~000 kroner i banken etter fem 
\'e5r ved 4\~% forrentning. Tabellen viser at du m\'e5 skyte inn 18\~463 kroner ved slutten av hvert \'e5r, inklusive tidspunkt 5.\tab 
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